Financial advisory
One-to-one sessions on growing your business, choosing the right financing, and planning for school fees, stock and emergencies.
Book a consultationAtir Financial Services
Get capital & financial guidance ASAP.
The Imarisha Maisha Loan helps traders and small business owners restock, expand and get through slow months. Our advisors help you plan, and our literacy classes help you keep more of what you earn.
Estimate your Imarisha Maisha Loan
KES 50,000
Monthly instalmentKES 18,333Total repayableKES 110,000Loan-linked savings (20%)KES 10,000One-off registrationKES 500
Example at 20% per month, flat. Final terms depend on approval.
Apply onlineStep 1
Register
Bring your ID, KRA PIN and a passport photo, or start online. Pay the one-off registration fee.
Step 2
Save or secure
Deposit the loan-linked savings, or use a vehicle logbook or an agent or landlord MOU instead.
Step 3
Apply
Two guarantors with their IDs, a photo of your business, and your signed application form.
Step 4
Receive on M-Pesa
Once approved, the loan is sent to the M-Pesa number registered in your name.
Advice, analysis and classes
Support that helps you borrow wisely and grow what you already have.
Financial analysis
Bring your M-Pesa statements and sales records. We review your cash flow, margins and repayment capacity, and give you a written summary.
Request an analysisFinancial literacy
Short group classes for traders, chamas and employees: budgeting, record keeping, understanding interest, and saving.
Join a classKRA compliance and filing
Help with your KRA PIN, filing returns on iTax, and getting a tax compliance certificate.
Book a consultationNext literacy class
Reserve a seatBudgeting for small traders
27 Sept 2026, 10:00 · Atir office, Nairobi CBD · 30 seats left · Free